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Ability Recovery Services

Ability Recovery Services or ARS is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

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What is Ability Recovery Services – ARS?

Ability Recovery Service’s tagline is “The collection agency with a sense of immediacy.” Also called ARS, Ability Recovery Services is family owned and operated, and specializes in collecting higher education, telecom, health care, utility, and bank debt. The company takes pride in doing all its collections from inside the USA, and in not employing offshore call centers. They boasted that many of their collectors have been working in work for 15 or more years.

Is Ability Recovery Services a scam?

Ability Recovery Services is a legitimate debt collector. Like most debt collection agencies, ARS works on a contingency basis. That means that they don’t get paid till they collect, and they get paid a percentage of what they collect. It’s in their own best interest, then, to accumulate the maximum amount possible. ARS uses skip tracing, letter collection, automatic dialers (also called robocalls), and even litigation to be able to collect.

If you’ve suffered from ARS debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.

How many Complaints are there against Ability Recovery Services – ARS?

As of March 2018, the Better Business Bureau reported 168 closed Ability Recovery Services complaints over the previous few decades, such as 50 Ability Recovery Services complaints over the past 12 months. Still, the BBB provides Ability Recovery Services an A+ rating.

Contact Info

Ability Recovery Services
1 Montage Mountain Road, Suite A
Moosic, PA 18507
Phone Number: 570-207-1892

Can Ability Recovery Services Sue Me or Garnish My Wages?

It is illegal for a debt collector to threaten to sue you or garnish your wages. It is also unlikely Ability Recovery would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Click 844-685-9200 ☎ NOW to call us or go ahead and fill out our Contact Form. Our services are absolutely FREE to you

Can you help me file a No Fee Lawsuit against Ability Recovery Services?

Absolutely. Here’s a Press Release of of a case filed by Lemberg Law against ARS in federal court.

December 22, 2015 Lemberg Law has recently filed a case on behalf of our client against Ability Recovery Services. Our client claims that Ability Recovery Services used an automatic telephone dialing system (ATDS) and prerecorded voice to call her cell phone without her consent.

The Telephone Consumer Protection Act (TCPA) is a law that was passed to protect consumers from annoying robocalls. It allows consumers to sue companies who robocall consumers’ cell phones without consent, except in the case of an emergency. Robocalls are calls made by companies, such as debt collection agencies, that use a pre-recorded voice as a message to talk to consumers, instead of a live person.

The lawsuit, which was filed in U.S. District Court, Eastern District of Michigan, charges Ability Recovery Services with violating the TCPA. It asks for statutory relief of $500 to $1500 per call, plus other relief.

Ability Recovery Services ARS Calling You?

Understand your debt collection rights

The Fair Debt Collections Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA) are enforced by the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB). The FDCPA regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt.

The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA). The complaint above illustrates how these laws can be extremely effective tools to hold accountable collection agencies who fail to adhere to their provisions.

These laws also provide individuals with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Seek legal assistance to find the relief you may be entitled to if you are having difficulty resolving disputes with a debt collection agency.

Phone Numbers Used by ARS

Consumers have reported getting debt collection calls in the following phone numbers:


Want to Stop Ability Recovery Services ARS Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are recieving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

If you’ve been harassed by debt collectors and even one of these has happened to you, we can help. We will fight for your rights.

We can make them STOP!✋

The Lemberg Law legal team is committed to holding debt collectors accountable, so complete our form for a FREE case evaluation, or call 844-685-9200 NOW.

What Our Clients are Saying

“A belated thanks for your company. I still get an occasional call but when I ask them to not they stop. Hopefully sometime in the future all of the collection agencies will be emptied. The peace from the constant calls is refreshing”

“Every email sent or telephone call made to your company was answered not just instantly, but almost immediately. Mr. Hirnyk patiently explained every legal concept — including what was possible and what wasn’t — under existing federal and state consumer law”

“You’re very professional and useful…. For once I did not feel as though I was alone in the conflict. I got a check in the company — which was amazing in itself but also the debt collector is no longer on my spine. It feels like a burden has been lifted off my shoulders.”

We are often able to assist customers delete line items from their credit reports. Contact us now and we’ll let you know what we can do.

Can You Help Me Delete Ability Recovery Services from My Credit Report?

The brief answer is yes. We can help. Call us today.

Sound Off!

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